long term – Colin Marshall Radio http://colinmarshallradio.com/ Fri, 25 Mar 2022 14:17:06 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://colinmarshallradio.com/wp-content/uploads/2021/10/icon-1-1-120x120.png long term – Colin Marshall Radio http://colinmarshallradio.com/ 32 32 “The Inside Man” APR 40th Anniversary encore presentation https://colinmarshallradio.com/the-inside-man-apr-40th-anniversary-encore-presentation/ Thu, 03 Mar 2022 12:11:27 +0000 https://colinmarshallradio.com/the-inside-man-apr-40th-anniversary-encore-presentation/ Alabama Public Radio celebrates its fortieth anniversary this year. Throughout 2022, the APR news team will present encore shows from the best of the best in our award-winning national stories. Our last dates from last year. Vladimir Putin’s war on Ukraine stands in stark contrast to what parents in the former Soviet nation of Belarus […]]]>


Alabama Public Radio celebrates its fortieth anniversary this year. Throughout 2022, the APR news team will present encore shows from the best of the best in our award-winning national stories. Our last dates from last year. Vladimir Putin’s war on Ukraine stands in stark contrast to what parents in the former Soviet nation of Belarus did in 1999 and 2000. That was when parents in this former communist country trusted outsiders to Alabama to shelter their children after the Chernobyl nuclear power plant disaster in 1986. Here is a further introduction to part two of APR’s series titled “From Chernobyl, to Bama, and back.”

In April, we met with the Lee family from the town of Pelham. They took in a 9-year-old boy from the Belarusian nation in the year 2000. Belarus is just north of where the Chernobyl power plant exploded in 1986. It’s also where a lot of radioactive fallout has drifted . Alabama Public Radio and the University of Alabama Public Television Center collaborated on the story about how children from Belarus were brought to our state for visitation beginning in the late 1990s. Here’s how it all started.

“He was pretty shy around us, for quite a while,” said Susan Lee of Pelham, Alabama.

Susan Lee and Ivan Kouvalieu in the year 2000

“He was always happy. He was a boy. He had a mischievous side. But, it was still fun and happy,” Lee said of Ivan.

He was only 10 years old when he traveled to Alabama in 2000, and at that time he spoke no English. Ivan Kovaliou and kids like him flew to Alabama from the former Soviet nation of Belarus. After changing planes in Frankfurt, New York and Atlanta, they boarded buses for a two-hour journey to Birmingham.

They all look a little tired as they wave to the camera for this 20-year-old video. Everyone wears a red baseball cap. The organizers didn’t want them to get lost in the crowd waiting for them.

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Belarusian children arrive in Birmingham

When each child gets off the bus, they are greeted by families holding signs with slogans like Welcome to Alabama written in Russian. At first, the young people wearing their red caps are grouped in one group, and their host families in the other. Everyone seems a little uncertain about what’s next. Then, little by little, everyone is paired up. Instead of taking the kids, the families spread blankets on the grass near the parking lot for a picnic to get to know each other. In his case, Lee knew that Ivan had come a long way for this all-American lunch, and why.

“It wasn’t until many years later that I realized the magnitude of the disaster and the long term impact it had…and continues to have…and will continue to have…for years to come. come,” she said.

Ivan and these other young people are known as the Children of Chernobyl. About 60% of the Soviet nation of Belarus was contaminated by the nuclear power plant disaster. Thyroid cancer cases have increased tenfold in areas affected by the Chernobyl fallout. This includes young people of Ivan’s age at the time.

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The United Methodist Church created the Children of Chernobyl program in Alabama. This meant free medical care and a chance for these young people to be safe from the threat of radiation. Still, Lee said it meant a big leap of faith for Ivan’s parents to let him come.

“I don’t know if I could do that, for my kids,” Lee said. “I don’t know if I could send them somewhere without knowing someone who would have to… take care of them.” And yet his parents trusted us infinitely to be his second parents.

Church leaders in Alabama also knew it was a big ask. And they needed someone who knew Russia firsthand to lead the way.

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“As I had lived there before and been involved in different projects, I felt I could add something to that,” said Patrick Friday.

Friday was in seminary to become a Methodist minister in Alabama. But that wasn’t the only thing on his resume. Friday produced documentaries for Alabama Public Television and wrote stories for CNN. And, there was one more thing.

“I went, right out of college, with a group called Education for Democracy,” Friday said. “So my job was to be available in the Baltic countries. To help. It was still the Soviet Union. And people were interested in ‘What is democracy?’ ‘What is freedom?’

That was before the fall of communism in 1991. Today, Friday was back in the post-Soviet nation of Belarus on a more delicate mission. These tottering children may soon be heading to the United States. But on Friday, they would first have to convince their parents. Friday asked local leaders what he could do to build trust that could lead to the Children of Chernobyl program. They said to bring winter coats for the kids.

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Patrick Friday delivers coats that could participate in the Children of Chernobyl program

He shot a video in 1996 while carrying large clear plastic bags into a house. They were full of coats donated by parishioners in Alabama. First, a little girl of about 5 years old shows up. Friday rummages in his bag like a skinny young Santa Claus. He pulls out a small blue coat with a plaid lining. The little customer tries it on and responds with a smile.

An older girl, named Sasha, stays behind. She seems uncertain. Friday pulls out a black coat and holds it. He gets no reaction. More digging leads to a purple jacket with patches of green and black. Sasha seems to be warming up to this one. She tries it on and keeps it.

Many meetings and many coats later, the crowds around Friday began to swell. A local school even hosted a reception. The children were dressed in white. Their costumes are embroidered in red and green, the national colors of Belarus. And there are a lot of intros. The parents spoke on Friday about their children, where they went to school and what they like to do. Some would drop soft hints, as if he would be no problem.

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Young Belarusians perform folk songs and dances at a reception for Patrick Friday

“And that’s when we said we were looking forward to having them come to us,” Friday said, “to fly to Alabama and stay with us.”

But, despite the smiles, handshakes and songs, Friday knew a tough time was coming. It was then that these families gathered at the main airport in the Belarusian capital of Minsk to say goodbye.

“Think of your own children, say they are 7 or 8 years old, in a foreign country to people you don’t know. So that was the look on their face,” Friday said.

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Installment Loans Online https://colinmarshallradio.com/installment-loans-online/ Thu, 24 Feb 2022 09:59:19 +0000 https://colinmarshallradio.com/137-94-million-in-sales-expected-for-wesbanco-inc-nasdaqwsbc-this-quarter/ Installment Loans Citrus North – Installment Loans Online can help any individual, for any reason, whether it be an emergency, bill pressure, or just a special occasion. Cash installments might be a better choice. Especially for anyone whose pay might be stretched a little too far to accommodate immediate bills. As a referral service, Citrus […]]]>

Installment Loans

Citrus North – Installment Loans Online can help any individual, for any reason, whether it be an emergency, bill pressure, or just a special occasion. Cash installments might be a better choice. Especially for anyone whose pay might be stretched a little too far to accommodate immediate bills.

As a referral service, Citrus offers you a gateway to loan payback terms from lenders. These loans span out for six months or more, some with no early–payment penalties. Rather than have the added stress of figuring out how to pay the entire loan amount plus interest back with only a potential two-week term, Citrus makes it easy to get your installment loan online.

Installment Loans Near Me

Some states have laws limiting the Annual Percentage Rate (APR). This means rules on what a lender can charge you. APRs for personal loans can range from 4.99% up to 35.99%, or to the discretion of the lender, and vary by lender. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Failure to make timely payments may result in NSF fees or late fees. If your account becomes delinquent, it may be turned over to a third-party collection agency which could impact your credit score.

Installment Loans Online

Borrowing emergency cash has become more affordable and repayment terms have become longer! So don’t lose out on saving more while enjoying the repayment flexibility and apply for easy approval installment loans from Citrus now using their excellent referral service. No need to worry about finding online loan direct lenders, or wait for days like you used to with a traditional lender. Our lender’s loans online with instant approval can be availed with a 2-minute long application.

Borrow quick personal installment loans for all credit types with instant approval at the number one source for online installment loan lending, Citrus. Get personal installment loans and credit lines you need to pay off bills, consolidate debt or give your bank account balance the breathing room it demands.

At Citrus, our lender’s loans are made quick, easy and done online with nothing other than your signature to complete the application.

When you need emergency funds, Citrus is an alternative option to borrowing from alternative loan lenders. Installment loans are different than other loans, you’ll pay back your loan over installments. Additionally, applying for a loan from Citrus is just as easy as the typical loan application process – fill out our forms online and we’ll get our lenders to verify your information. You can be approved for a loan amount up to $2,500, which can be delivered to your bank account as soon as today (subject to the lender’s terms).

Learn more about why Citrus loans are the alternative emergency loan solution!

Guaranteed Installment Loans For Bad Credit

Need online installment loans with a credit check? Although it sounds impossible, it almost certainly is possible. Citrus specializes in offering you access to loan lenders. They all do credit checks as part of their due diligence.

There are companies out there that offer credit check installment loans online that are designed for the convenience of people with bad credit. Our small monthly installment loans online, from our lenders, allow you to borrow money upto $2500. But the best thing of all is you pay it off in a fixed number of scheduled payments. We cannot guarantee your approval and acceptance. But, we can suggest that there is always a chance of you being accepted. Even if you have a bad credit score. This is because our lenders tend to offer loans for those with bad credit scores.

Also, an installment loan credit check does not require any collateral as a guarantee. However, it is essential to understand that these online installment loans, some with instant approval for bad credit, are meant for short term personal finance needs only and hence should not be considered for paying off recurring expenses, on a long-term basis.

Short Term Installment Loans Online

Citrus gives you access to many trusted online cash loan direct lenders. They all offer installment loans credit check on simple loan requirements. If you are looking for direct lender online installment loans instant approval then we can try to help with that. To apply for our short term loans you must be eligible. You need to be, subject to your individual lender’s terms and conditions, a legal US citizen must be 18 years old; have a valid checking account; a steady source of income; valid contact number and address.

As a first-time customer, some of our lenders, allow you to avail quick cash possibly upto $1000. However, repaying your first installment loan responsibly can help you. You might be able to qualify for higher loan amounts of up to $2500. In contrast to credit check payday loans online, installment loans without hard credit check from Citrus can come with affordable rates. Which means less risk and greater flexibility with monthly payments spread over the loan term. For more details on our online loan rates, repayment terms and fees, visit our Rates & Fees page and our Terms & Conditions page.

Installment Loans For Bad Credit

Not everybody in the world has perfect credit most people don’t. So if you are looking for an installment loan with bad credit, you are not the first. Hence the reason our lenders offer these loans for bad credit.

There are many bonuses about getting a loan with bad credit. One example is you can gradually build credit history through multiple installment payments. You should also remember, a good credit score increases your chance of getting loans more easily. That is from both traditional lenders and online lenders. There are ways you can access larger loan amounts. These can be through paycheck advance or online installment loans with monthly payments.

Installment Loans with Credit Checks

Installment loans with credit checks are better than payday loans credit checks. This is because there is no headache of lump-sum payments. You can pay little by little in installments each month. This is so you don’t strain yourself to repay the money loan in full, on your next payday.

Repayments can be decided and changed as per your affordability to allow a superior flexible installment or short term loans. Sometimes we are denied loans from online and storefront direct lenders or denied personal loans by banks. Installment loans are a better option and are not single payment loans like payday loans.

Direct Lenders For Installment Loans

Direct lenders for long term loans, such as Citrus large lending panel participants, understand that gaining access to required cash with poor credit is not only challenging but also time-consuming. Hence, to enhance the overall customer experience. When borrowing money online, our online direct lenders, provide a simple long term loan online application, quick approval, and hassle-free funds process.

 



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Tips to start planning your retirement finances https://colinmarshallradio.com/tips-to-start-planning-your-retirement-finances/ Wed, 23 Feb 2022 11:53:38 +0000 https://colinmarshallradio.com/tips-to-start-planning-your-retirement-finances/ Retirement planning involves a multi-step process that takes time. You will need to develop a financial cushion to fund a secure, comfortable and enjoyable retirement. The fun aspect of enjoying a comfortable retirement is why you need to focus on the serious and possibly tedious first half of the process of figuring out how you […]]]>


Retirement planning involves a multi-step process that takes time. You will need to develop a financial cushion to fund a secure, comfortable and enjoyable retirement.

The fun aspect of enjoying a comfortable retirement is why you need to focus on the serious and possibly tedious first half of the process of figuring out how you will comfortably retire.

Thinking critically about your retirement goals and how long to achieve them is the first step in retirement planning. Then consider the various retirement accounts that can help you raise the funds you need for your future. You must invest the money you save for it to multiply.

This article will share tips to help you start a plan for your retirement finances.

How much should I save for my retirement?

A general principle is to set aside 15% of gross annual income. In an ideal world, saving should start in your twenties and continue throughout your working life. Having a side income is a good start, but what if you don’t have enough money? Loan matching service, can connect you with reputable lenders and help you secure Installment Loans at heartpaydays.com to begin your sideways scramble.

How to ensure you have a healthy nest egg for retirement

1. Start saving, keep saving, and stick to your goals

Continue to save if you do now, whether for retirement or another goal. Being frugal will help you save more and faster. If you haven’t started putting money aside for your retirement, it’s never too late – start now! Start saving a small portion of your income while you find a way to reduce your expenses to increase your savings.

The earlier you start saving, the longer your savings will multiply. Make retirement planning a top priority. Start with a plan, stick to it, and create goals for yourself.

2. Know your retirement needs

Take control of your economic destiny. It’s a bit expensive in retirement. You will need about 70-90% of your early retirement income to maintain your retirement lifestyle.

3. Contribute to your retirement savings plan

Register for your retirement savings plan offered by your employer and contribute as much as you can. Taxes should be lower, your employer can contribute more, and automated deductions will make it easier.

Compound interest, along with tax deferrals, is a big difference to the total you’ll accumulate over time. Want to know more about your strategy, such as the total you would have to contribute and the length of plan membership to receive the full employer contribution?

4. Find out about your employer’s pension plan

Check and find out if you are covered by your employer’s conventional pension plan and learn how it works. To find out the amount of your benefits, ask for a personal statement.

Get to know the results of your interest in retirement before you change jobs. Find out if you have benefits from a former job. Find out if you will be eligible for benefits from your partner’s plan. Ask for a copy of what you need to know about your pension plan for more details.

5. Don’t touch your retirement savings

If you withdraw your retirement savings now, you will lose principal and interest, and you may lose tax benefits or face withdrawal penalties. If you change jobs, leave your savings invested in your current retirement plan or transfer them to an IRA or your new employer’s plan

6. Consider future medical costs

Medicare will cover most of your regular health expenses, whether you stop working at age 65 or even older. If you want to explore additional coverage to help pay for your non-routine health care expenses, this will likely increase with age.

Additionally, many long-term care expenses are not covered by health insurance. Find a way to budget for health care expenses before retirement.

Consider purchasing long-term care insurance to help cover your retirement savings by covering costs such as home health aides. Your premiums should be lower if you plan to buy coverage now rather than waiting a few years, which you’re not sure the insurer can accept you for.

You must contribute the maximum amount to your health savings account. This money is tax-free, but if not used for certified medical expenses, there may be penalties and income tax. Money you don’t consume can accumulate and compound tax-free.

7. Plan where you will live after you retire

Your the place of retirement can influence your expenses. For example, when you swap your property in a high-cost area and move to an apartment in a low-tax state, your costs can drop significantly, potentially freeing up revenue for other purposes.

You could still live in your current city or town, but downsize to a more affordable home. You can always choose to stay in an expensive area with high taxes to be closer to loved ones or even decide to move to a metropolitan city, which may require you to cut costs.

8. Ask your employer to start a plan

If your company does not have a retirement calendar, ask that one be established. Your company can develop a simplified plan that will benefit you and them. There are a variety of savings plans to choose from.

Conclusion

Individuals are more than ever carrying the weight of their preparation for retirement. Few employees, mainly in sole proprietorship, can rely on their employer-provided pension plan.

Finding a balance between a desired standard of living and reasonable return expectations is the most difficult part of developing a comprehensive retirement plan. Focus on building a flexible portfolio that can be changed frequently.

This article does not necessarily reflect the views of the editors or management of EconoTimes

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Comerica Incorporated – Consensus indicates 9.4% upside potential https://colinmarshallradio.com/comerica-incorporated-consensus-indicates-9-4-upside-potential/ Tue, 22 Feb 2022 13:20:08 +0000 https://colinmarshallradio.com/comerica-incorporated-consensus-indicates-9-4-upside-potential/ Comerica Incorporated found using the ticker (CMA) now have 21 total analysts covering the stock. The consensus rating is “Hold”. The range between the high target price and the low target price is between 123 and 78 and has an average objective at 105.87. Together with the stock’s previous close at 96.79, this indicates that […]]]>

Comerica Incorporated found using the ticker (CMA) now have 21 total analysts covering the stock. The consensus rating is “Hold”. The range between the high target price and the low target price is between 123 and 78 and has an average objective at 105.87. Together with the stock’s previous close at 96.79, this indicates that there is upside potential of 9.4%. The 50-day moving average now stands at 92.49 while the 200-day moving average is at 81.13. The market cap of the company is $12,565 million. Visit the company’s website at: https://www.comerica.com

The potential market capitalization would be $13,744 million based on market consensus.

You can now share it on Stocktwits, just click on the logo below and add the ticker in the text to be seen.

Comerica Incorporated, through its subsidiaries, offers various financial products and services. It operates through commercial banking, retail banking, wealth management and finance segments. The Commercial Banking segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, management services foreign exchange and loan syndication services for small and medium market businesses. , multinationals and government entities. The Retail Banking segment provides personal financial services, such as consumer loans, collection of consumer deposits and origination of mortgage loans. This segment also offers various consumer products, including deposit accounts, installment loans, credit cards, student loans, home equity lines of credit and residential mortgages, as well as commercial products and services to micro-enterprises. The Wealth Management segment provides products and services comprising trust, private banking, retirement, investment management and advisory, and investment banking and brokerage. This segment also sells annuity products, as well as life, disability and long-term care insurance products. The Finance segment is engaged in securities portfolio and asset and liability management business. It operates in Texas, California, Michigan, Arizona, Florida, Canada and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.

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Synchrony Financial – Consensus indicates 25.5% upside potential https://colinmarshallradio.com/synchrony-financial-consensus-indicates-25-5-upside-potential/ Sun, 20 Feb 2022 11:29:50 +0000 https://colinmarshallradio.com/synchrony-financial-consensus-indicates-25-5-upside-potential/ Synchrony Financial found using the (SYF) ticker now have 18 analysts covering the stock. Analyst consensus points to a buy rating. The target price ranges between 65 and 47 by calculating the average target price we have 54.78. Now, with the previous closing price of 43.66, this now indicates that there is 25.5% upside potential. […]]]>

Synchrony Financial found using the (SYF) ticker now have 18 analysts covering the stock. Analyst consensus points to a buy rating. The target price ranges between 65 and 47 by calculating the average target price we have 54.78. Now, with the previous closing price of 43.66, this now indicates that there is 25.5% upside potential. There is a 50 day moving average of 45.68 and the 200 moving average is now moving to 47.72. The market cap of the company is $22,634 million. You can visit the company’s website by visiting: https://www.synchrony.com

The potential market capitalization would be $28,398 million based on market consensus.

You can now share it on Stocktwits, just click on the logo below and add the ticker in the text to be seen.

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, trade credit products and consumer installment loans. The company also offers private label credit cards, dual cards, co-branded and general purpose credit cards, short and long term installment loans and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts for retail and commercial customers, as well as deposits through brokerage firms in third-party securities. Additionally, it provides debt cancellation products to its credit card customers through online, mobile and direct mail; healthcare payment and financing solutions under the CareCredit, Pets Best and Walgreens brands; payment and financing solutions in the apparel, specialty retail, outdoor, music and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through established programs with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, automotive, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is based in Stamford, Connecticut.

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M&T Bank Corporation – Consensus indicates 1.5% upside potential https://colinmarshallradio.com/mt-bank-corporation-consensus-indicates-1-5-upside-potential/ Fri, 18 Feb 2022 11:29:08 +0000 https://colinmarshallradio.com/mt-bank-corporation-consensus-indicates-1-5-upside-potential/ M&T Banking Corporation found using ticker (MTB) now have 18 analysts covering the stock. Analyst consensus points to a buy rating. The range between the high target price and the low target price is between 215 and 160, with the middle target price at 188.91. Together with the stock’s previous close at 186.1, this indicates […]]]>

M&T Banking Corporation found using ticker (MTB) now have 18 analysts covering the stock. Analyst consensus points to a buy rating. The range between the high target price and the low target price is between 215 and 160, with the middle target price at 188.91. Together with the stock’s previous close at 186.1, this indicates that there is 1.5% upside potential. There is a 50 day moving average of 166.44 and the 200 moving average is now moving to 152.91. The market cap of the company is $23,506 million. More information on: https://www.mtb.com

The potential market capitalization would be $23,861 million based on market consensus.

You can now share it on Stocktwits, just click on the logo below and add the ticker in the text to be seen.

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The Company’s Business Banking segment provides deposit, lending, cash management and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial loans and leases, letters of credit and cash management services to medium and large commercial enterprises. The Company’s commercial real estate segment originates, sells and services commercial real estate loans; and offers deposit services. Its discretionary portfolio segment provides deposits; securities, residential real estate loans and other assets; and short-term and long-term borrowed funds, as well as foreign exchange services. The Company’s Residential Mortgage Banking segment offers residential real estate loans to consumers and sells these loans in the secondary market; and purchases service rights on loans issued by other entities. Its Retail Banking segment offers current, savings and term accounts; consumer installment loans, auto and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also offers fiduciary management and wealth management services; trustee and custodian; investment management; and insurance agency services. It offers its services through banking offices, business banking centers, telephone and internet banking, mobile banking and ATMs. As of December 31, 2021, the company operated 688 national banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; a full-service commercial banking office in Ontario, Canada; and an office in George Town, Cayman Islands. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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5 undervalued stocks to buy before March https://colinmarshallradio.com/5-undervalued-stocks-to-buy-before-march/ Tue, 15 Feb 2022 20:20:19 +0000 https://colinmarshallradio.com/5-undervalued-stocks-to-buy-before-march/ 2022 has started on a low note for the US stock market. All three major equity indices have posted losses since the start of the year, and Nasdaq underperformed by 10%. Finding undervalued stocks in a broader stock market that is still near all-time highs seems like a difficult task. The world is waiting for […]]]>

2022 has started on a low note for the US stock market. All three major equity indices have posted losses since the start of the year, and Nasdaq underperformed by 10%. Finding undervalued stocks in a broader stock market that is still near all-time highs seems like a difficult task.

The world is waiting for news on whether or not Russia will invade Ukraine. If that happens, a global sale of financial assets should follow, even if it is short-term. Nonetheless, investing in undervalued stocks makes sense at this time as investors will have a margin of safety to use even if volatility may increase. Let’s not forget that high-valued tech stocks rewarded investors who ignored valuation in 2022 with heavy losses in contrast to a booming market in 2021.

Here are five stocks that are undervalued, have strong earnings growth rates, and relatively low P/E (price/earnings) and PEG (price/earnings/growth) ratios. the running S&P500 The P/E ratio is 25.5. All of these stocks have a much lower P/E ratio and, overall, they have strong fundamentals:

  • Dow (NYSE:DOW)
  • Toll Brothers (NYSE:TOL)
  • Synchrony Financial (NYSE:SYF)
  • Sports and outdoor academy (NASDAQ:ASO)
  • Stellantide (NYSE:STLA)

Ultimately, these five stocks are now relatively undervalued and have strong growth prospects. They could become even cheaper in a general market sell-off scenario due to rising interest rates and geopolitical concerns. From a long-term perspective, their current stock prices are very attractive.

Undervalued stocks to buy: Dow (DOW)

Source: Daniel J. Macy / Shutterstock.com

DOW stock is up 9% in 2022, defying broader negative investment sentiment. Dow has an extensive portfolio of silicon-based products and solutions.

In 2021, sales growth jumped 43% to $55 billion and net profit soared 415% to $6.3 billion. The forward dividend and yield of $2.80 and 4.6% respectively are attractive.

Dow’s trailing twelve month (TTM) P/E is 7.4, and its forward P/E is 9. With a PEG ratio of 0.30 and expected earnings per share (EPS) growth 30%, there is a strong bullish argument for DOW stock.

The price-to-sales (P/S) ratio of 0.8 is also indicative of an undervalued stock while the return on equity of 41% is excellent.

Toll Brothers (TOL)

Residential District Subdivision Skyline

Source: TDKvisuals / Shutterstock.com

Shares of homebuilder Toll Brothers are down nearly 24% year-to-date. The US real estate market remains robust: “The NAHB US housing market index fell 1 point to 83 in January 2022, from a 10-month high of 84 in December, and slightly below market forecast of 84.”

In 2021, Toll Brothers revenue increased by 24% to $8.8 billion and net income increased 87% to $834 million.

Diluted EPS increased to $6.63, an increase of 95%. The TTM P/E is 8.2 and the forward P/E is 5.3. The stock has a PEG ratio of 0.45 and a expected EPS growth by 26%. The P/S of 0.77 is very attractive.

Undervalued Stock to Buy: Synchrony Financial (SYF)

A laptop, a pencil, a pair of glasses and many coins lie on a wooden table.

Source: Shutterstock

Synchrony Financial provides credit products such as credit cards, commercial credit products and consumer installment loans. Rising interest rates in 2022 create a positive narrative that has the potential to turn year-to-date losses of nearly 3% into gains.

A forward dividend and yield of 88 cents and 2% respectively aren’t impressive, but the dividend still adds to the total return on the holding. This undervalued stock converging on its intrinsic value will provide both capital appreciation and dividend income.

In 2021, revenue fell 12.5% ​​to $11.2 billion. On the positive side, net income increased 202% to $4.2 billionand diluted EPS increased 223% to $7.34.

The TTM P/E is 6 and the forward P/E is 8.1. The PEG ratio is 0.6 and the expected EPS growth is 23%. That’s not bad at all for a financial services company.

Sports and Outdoors Academy (ASO)

A woman uses a laptop computer on a mat with a pair of dumbbells and a water bottle on the floor beside her.

Source: ORION PRODUCTION / Shutterstock.com

Academy Sports and Outdoors is a sporting goods and outdoor recreation product retailer in the United States that sells a variety of products such as sports equipment, garden and outdoor equipment, and tools of health and fitness.

ASO stock is down 18% year-to-date, but up 41% over the past year. 2021 revenue increased by 18% at $5.7 billion, net income climbed 157% to $308.8 million and diluted EPS increased 155% to $3.39.

The TTM P/E is 5.3 and the forward P/E is 5.9. The PEG ratio is 0.42 and the expected EPS growth is 15%.

P/S of 0.5 and company V/E ratio of 0.69 confirm that ASO stock is relatively undervalued and a value stock pick among specialty retail companies .

Undervalued Stock to Buy: Stellantis (STLA)

A Stellantis logo flag flies outside a building with the logos of some of its car brands, including Abarth, Lancia, Fiat, Alfa Romeo and Jeep.

Source: Antonello Marangi / Shutterstock.com

It’s been a little over a year since Fiat Chrysler and the PSA group merged to become Stellantis. The company is the No. 3 automaker by revenue and operates a host of internationally renowned brands.

Many investors have focused on electric vehicle manufacturers in 2021 for growth and gains while ignoring the big picture of the automotive industry. Most of these hot EV stocks have seen big losses since the start of the year. But STLA’s stock is almost flat in 2022 with a gain of almost 4% since the start of the year.

Stellantis presents an opportunity for exposure to the internal combustion engine cars that still dominate the automotive industry worldwide while participating in the future of electrification for mobility. Economies of scale should have a lasting positive impact on profitability.

The P/S of 0.27 is attractive, although the net margin of 0.03% is not so. However, a very small positive net margin is better than a negative margin. The TTM P/E is 4.6 and the forward P/E is 4.2. The PEG ratio is 0.12 and the expected EPS growth is an impressive 38%.

As of the date of publication, Stavros Georgiadis, CFA does not hold (neither directly nor indirectly) any position in the securities mentioned in this article. The opinions expressed in this article are those of the author, subject to InvestorPlace.com publishing guidelines.

Stavros Georgiadis is a CFA charter holder, equity research analyst and economist. He focuses on US stocks and has his own stock market blog. thestockmarketontheinternet.com/. He has written various articles for other publications in the past and can be reached on Twitter and on LinkedIn.

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Ngāpuhi fund aims for gold https://colinmarshallradio.com/ngapuhi-fund-aims-for-gold/ Mon, 14 Feb 2022 01:11:51 +0000 https://colinmarshallradio.com/ngapuhi-fund-aims-for-gold/ Photo: Pixabay. Adam Gifford Ripeka Evans: Ngāpuhi fund aims for gold A crown corporation set up to invest in the assets of a future Ngāpuhi settlement purchased kiwifruit orchards in Kerikeri and Maungatāpere and a commercial building in Kerikeri. Tupu Tonu Vice President Ripeka Evans said that in its first year the fund committed 10% […]]]>

Photo: Pixabay.

Adam Gifford

Ripeka Evans: Ngāpuhi fund aims for gold

A crown corporation set up to invest in the assets of a future Ngāpuhi settlement purchased kiwifruit orchards in Kerikeri and Maungatāpere and a commercial building in Kerikeri.

Tupu Tonu Vice President Ripeka Evans said that in its first year the fund committed 10% of its $150 million in pūtea.

She specifies that the primary sector and real estate are priorities for the fund, in accordance with the letter of expectation from the shareholder ministers.

” There is no secret. We will publish our annual report very soon which will give the public and the Ngāpuhi more comfort and assurance that we are on the right track to continue investing. In particular, investing for the long term through the rohe for the long term,” she says.

When a settlement with ngā hapū o Ngāpuhi is finally reached, the assets of Tupu Tonu may be handed over, any increase in capital value over $150 million will not be considered in the settlement amount.


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